Credit Repair
Where Can I Get A Free Credit Report?
The best place to get a free credit report is www.annualcreditreport.com. It won’t ding your credit score and you will get the info that all 3 bureaus have on you… You can also call Annual Credit Report if your not able to get your credit report online. There number is: (877) 322-8228 Here are the [...]
Making an Offer on a Short Sale? What You Need to Know
Are you looking to buy a new home? Are you thinking that now’s a great time to find bargains? Before you make an offer, it pays to know a little about the seller’s situation. If a home is being sold for below what the current seller owes on the property—and the seller does not have [...]
5 Factors That Decide Your Credit Score
Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history. 2. How [...]
Making an Offer on a Short Sale? What You Need to Know
Are you looking to buy a new home? Are you thinking that now’s a great time to find bargains? Before you make an offer, it pays to know a little about the seller’s situation. If a home is being sold for below what the current seller owes on the property—and the seller does not have [...]
What to Do When the Sale Price Leaves You Short?
If you’re thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of your home, you may be facing a short sale. A short sale is one where the net proceeds from the sale won’t cover your total mortgage obligation and [...]
Don’t Show Your ID If Paying With A Credit Card!
Stores are increasingly asking shoppers to see their ID or drivers license when paying with a credit card, in order to curb losses from fraudulent charges. Sounds pretty smart and safe, right? Well, you may want to think twice before handing over your ID the next time you pay with your credit card. In today’s [...]
